long story but in the end i need to know how to obtain pretty cheap real-legal advise (live in texas). my parents took my old credit cards and racked them up and didn’t pay and now i’m being hounded by creditors and my credit, which was perfect, is horrible now. parents are VERY poor already with 6 siblings still living with them and i don’t want anything bad to happen to the kids because of my parents’ stupid decisions. any ideas? i dont think suing would be the best idea because i’d never get the money since they don’t have any.

I have called and canceled my credit cards but what about my license and other id cards how can I prevent someone from stealing my identity?

Hello, I have been using godaddy.com for stuff a couple days. I have only purchased 2 items on godaddy.com, which was Hosting plan-1 year for (with 10% off) and domain. I even have the receipt for them. Then one day all my family was at work and at school. I didnt and my parents didnt even use the credit card that day!! Then that day(when I was at school and parents at work), one employee got my credit card(it was employee they found)(even found him). He made 20 purchases on godaddy.com and he charged my credit card for ,000!!! I didnt even purchase it and the cc company said that it was a fraud and all purchases on cc was from godaddy.com!!! Then my daddy, called godaddy and FINALLY they gave me a refund for that ,000. So im safe. My dad canceled godaddy account and all credit cards. Im safe but is there a way I can get revenge for this and what do you think about this?

Thank you.

My dad married this woman four years ago or so. He got a Power of Attorney. He said they got one because she could use his money in emergency situations. Instead, this woman went behind his back got herself her own apartment and opened credit cards up in his name and had those bills sent to her apartment, so my dad wouldn’t find out. Once my dad found out about it, I don’t know how, they divorced. She stole all this money from him behind his back and now my dad has been in financial trouble but is still making it. My dad is a banker and says that he decided not to go to court with her because of the court fees and the months it would take to solve the case. Is there anyway around this, so my dad doesn’t have to pay for a lawyer or court fees since she stole most of the money, even though it is a Power of Attorney. He says the Power of Attorney was supposed to be used for emergency situations and he trusted her with it, but she went behind his back. Please explain what the Power of Attorney is used for in marriage a little bit better and what can my dad do about this? They have been divorced for three years now, but is it even worth it to try to go to court after all these years?
My dad has been in banking and knows about this stuff, but he just doesn’t like talking about this situation with me. I know he was competent at the time to sign it. He told me not to tell anyone, but I actually heard from my aunt about this situation first. I don’t know why he doesn’t want me to tell anyone about this situation, because I could get advice from my friends about it too. Maybe if I talk to my aunt about this situation again we can pay for all the fees and get that woman back.

I recently discoverd that someone ( a family member) has been using my social securtiy number to obtain credit cards, and to open accounts. How do i explain to companies that despite the fact that I resided in the residences that had the accounts open, I was unaware of the fraudulent activities?

ok so in short a family member who I am very close to has committed credit fraud against me by taking out 3 credit cards in my name and then essentially effing up my credit to about as low as it can get.

Now, I want this fixed and know I have to deal with the courts to get my name cleared. My problem is that I DO NOT want this person to go to jail. Even with how horrible and bad this is going to be. Is there a way for me to get my credit cleared without having the banks press charges or this person to have to have jail time?

please help! thanks!

People have their credit card numbers stolen daily, I work at a bank so I wonder sometimes why people would rather have cash stolen from them rather than have credit cards stolen. Either one is bad, I know, but the less you use credit cards the less likely someone can get your information.

I am a merchant account ISO. This is the 3rd time that this guy changed the signer, Tax ID and Address, and applied for a merchant account. When I found out that he was behind the business, it was too late. There had been excessive chargebacks. What he always does is that he charges customer’s credit cards and never ships products (ships some). When cardholders start disputing on the charges, he closes his bankaccount and processores have to cover the losses. It is very difficult to prove that he does it on purpose. He may have an excuse that his business went bad unexpectedly. He ships products internationally. His customers are all in his native country.(which is mine too) They can’t take any legal action since he is here. I found an online rip off report site over there. I have contacted Risk/Collection Dept. at processores since I found out that he (on Match List) is involved with the account. They are just interested in collecting his dept on his previous accounts( which is their job to do I guess) not stopping his from continuously doing it and creating more victems and causing more losses in the future. I want a criminal justice as credit fraud but I don’t know where I can get an advice. If you know any information about this kind of sencitive subject, please help me. Thank you for spending your time to read my long story.

Is it taking over someone’s bank account, credit cards etc. or is it taking someone’s name , medical records,SS#, D.L. and pretending to be them ? Which do you consider to be worst?

If the individual has my name and SSN#, what can they do?

I know they could probably open up credit cards in my name, but I wanted to know could they:

Break into my bank accounts?
Do backround checks?

What else can they do, tell me please
if i go to one of those annual credit reports or free credit report websites will I be able to tell there?

I’ve recently had an acquaintance that managed to cause my family some financial hardships, and now I think she may be using my ex’s personal information to obtain credit cards, etc…Only problem I’m having is that she used my computer, and address to do this. I have also paid some bills using what I thought was her account numbers that she had given me. Now I’m getting letters saying that I’m responsible for paying off the bills that she’s accrued. Any advice on how to go about clearing all of this up?

Do you think it’s necessary to have identity theft protection on your credit cards? If yes, anybody know the best identity protection with the best service?

mainly utility bills, old cell phone bills, and no credit cards. Most of it is sitting in collections and I’m at the point whereas I should just pay it. The police officers claim they can not locate the person who committed the fraud and just advise I place theft alert on all my reports. What would you do? How should I approach the companies?

My mom claimed me on her taxes even though I am not considered dependent. I am under 24 (and over 19, I’ll be 24 in August), but I do not go to college full time, and I make over ,400 a year, so I am not a qualifying relative or child.

My mom took my W-2 without my knowledge, claimed me on her taxes, and then filed MY return WITHOUT my permission.

I’m pretty sure that’s tax fraud since she needs my signature to file, and I never gave her one.

I am going to call the IRS, but my boyfriend told me there’s a 0 fee to refile my return, is that true? I don’t have 0 right now since I just paid for my medical prescriptions, I don’t have insurance and I also just came out of the hospital.
she also is aware that what she did was wrong, she even said: "I am going to keep claiming you so that I can get more money back".
yes, my mom is an abuser and a horrible horrible person.

She has opened credit cards in my sisters names, opened up one for me when I was a minor and now I have a bill to pay, and has done all sorts of other things.

Ok so Danielle was dating this girl amy. Danielle let amy use her credit cards and had no problem with it. Amy and danielle’s relationship is going downhill now and danielle keeps threatening to sue amy. Danielle is claiming bankruptcy( dunno if that makes a difference) when danielle first met with the lawyer he told her that she couldn’tt claim identity theft even where amy used her email she used danielle’s bank account. Danielle never reported anything to her bank or credit card the credit card total i think is 10 thousand. No itwasn’tt all spent on amy they live together and danielle would send amy shopping lists, danielle took amy on vacation and used the card to pay for everything andAmy’s sister was there to witness also danielle took amy out to dinner with a few ofAmy’s friends who witnessed that danielle said she could use the card. Is this fraud or could amy go to jail for this?

Do they have to pay off the charges made on their credit cards or is that just erased? Do they have to lower their credit score or does it remain what it was before? Please back up with websites or cited sources

I have a family member that has committed identity theft against myself, as well as my father. He has established credit cards under my name using my social security number and I am afraid that going to authorities will cost me money, or get him into some serious trouble. He has taken credit cards out in my name and they have now been handed over to collection agencies. Needless to say, my credit is screwed. He is will to admit his wrong-doings. Can the amounts be taken out of my name and somehow established under his own? The same with my father? What do I need to do to clear my name and hopefully, protect this family member at the same time, in terms of jailtime. Any help would be greatly appreciated.

My son was married for 27 years to a woman, whom they both opened credit cards in my name over 7 years ago, they have since divorced, can I prosecute now?12 years later?

I have heard that there is a way to make it harder for credit cards to be opened in my name by adding a pin or something to my ssn. My mom has stolen my brother’s identity but he didnt press charges and now I am affraid that it will happen to me.. Is there something I can do to help prevent this?? Please help!

an individual family member is committing fraud in many ways. she has stolen credit cards somewhere to the amount of 50000.00 and steels all the time from stores. has recently started to apply for car loans with my dead moms ss#- only reason i know is the loan places keep calling me. she uses meth and has had some run ins with the cops. I know she is on camera doing this as one of the times she stole my stuff and went shopping. she has taken my id #’s along with many other peoples ids and ss#s. there are kids involved here so i am not sure what to do. i dont want the kids to go to the state but i dont want her to do them any more harm as they currently are living in a hotel, shortly to be homeless, so this is for sure very time sensitive. I have know idea what to do anymore and need help on what to do with her and if i turn her in how long would she get for like 7 federal crimes related to id theft? any help is appreciated.
this person is also my sister- and i dont want those kids going into foster care when they have lived with me before and can again at any point if the parents would just let them. oh the dad might be going to jail for a few violations of his own. the dad talks to us so he might be on my side with the kid factor

i really need very ones help my father let two people who are sibilings money, he gave them his SS# and went with them to take credit cards and cars. with a lie of they needing credit to buy a house my dad with good will wanting to help them he let them borrow money, and credit my dad is now more than ,000 in debt because the sibliings never paid anthing.

they now do not want to pay my dad anything because they say its not a fraud since my dad was aware of everything. i am looking for a lawyer for help. please!

Hi, I used my sister and my mom’s information to get credit cards and loans and I used their already issued credit cards without their permission. They both checked their credit reports and found out about it.They have both threatened to press charges and are in the process of filing a police report. What criminal charges and punishment am I looking to face currently. Do you think I will serve any jail time? I am in Pennsylvania and under Pennsylvania law.

A month ago I follwed up on some garnishment charges on my paychecks from work that seemed a little suspicious. I thought that maybe one of my credit cards had a late payment and a fee was attatched to it, and this garnishment was the money I owed. Not so, it turned out that someone out there had obtained my social security number and took out a credit card (and lord knows whatever eles) and mistreated that card, racked up a bunch of late fees and was being sued. The trouble was since it was my number, I suffered. My question is can I sue a person for stealing my SS#, I know that ID theft is fraud and can land a person in jail, that much I do know. Any legal sound advice would be most helpful here.

Thanks

Mother stole my identity and i was able to fix the problem. all 7 credit cards that i owed due to the theft was removed.

My question is, can i ask the credit report agencies to increase my credit score because i never opened these credit cards and i have documents to prove it.

i figure since all of them were removed that i could have my points back that i once had. i had about 750 then due to the identity theft i now am left with 450 points.

My brother is at the beginnings of a divorce and his lovely wife *sarcasim* opened over 4 credit cards in his name without his knowing. Among other acts of deception including marrying him for health insurance to take care of a pregnancy and a child that she lied and said was his and taking money to pay her bills and then never paying them and then he later would have to pay them again……..can he file for marriage fraud and identity theft?