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How can a minor (under 18) view their credit/job history?

I recently recieved mail that claimed that I owed over 00 in medical bills from a company in Arizona…I have NEVER in my life even been remotely been close to Arizona. I believe there may some sort of fraud of occuring and I would like to see my credit report. However, I am not yet […]

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When to check credit reports after identity theft?

I found out yesterday that my credit card # had been stolen and unauthorized charges were made on the card. I contacted the credit card company and have the issues with that card being handled. This all stemmed from an issue only 24 hours before. I am concerned about further identity theft and have heard […]

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Can identity theft be impossible to fix if you wait too long?

I keep telling my sister to get a credit report, but she won’t. If she waits to long and discovers someone may be using her numbre, will it be impossible to fix? My dad filled out the fafsa on a computer with some malware, and I’m afraid her number might have gotten stolen. She has […]

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Am I overworrying about identity theft?

I typed my SSN in my fafsa about 8 months ago on a computer with a lot of malware/spyware. Now I’m scared that there may be hundreds of people with my SSN and they are all going to steal my identity. I already got my credit report and will get another one about 4 months […]

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Apartment Advice Needed ASAP!?

i applied for a low income apartment and i was wonder if you think i would get approved for it or not and any other advice? here is my problem: I was a victim of fraud and i owe almost ,000 to a credit union bank. i did not get charged with fraud or any […]

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Apartment Advice Needed ASAP!?

i applied for a low income apartment and i was wonder if you think i would get approved for it or not and any other advice? here is my problem: I was a victim of fraud and i owe almost ,000 to a credit union bank. i did not get charged with fraud or any […]

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How can I get a copy of my credit report without having to join one of those credit monitoring agencies?

I want to ask that Is it necessary that i should join the monitoring agencies first for getting the the best credit report

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What is the best credit report/credit monitoring site?

I have pulled my credit report a few times online and once had a credit monitoring service. I’m considering going back to having a credit monitoring service because I really liked the real time updates to my email whenever there was a change made to my credit report. I’m just wondering what other people have […]

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What are the pros and cons of signing up for a credit monitoring program?

I was considering signing up for a credit monitoring program thru Transunion ~ are there any downfalls to this? The reason I was considering is because I am rebuilding my credit and want to monitor my progress (I want to recieve my credit report and score more than the free once a year) Any experiences […]

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Apartment Advice Needed ASAP!?

i applied for a low income apartment and i was wonder if you think i would get approved for it or not and any other advice? here is my problem: I was a victim of fraud and i owe almost ,000 to a credit union bank. i did not get charged with fraud or any […]

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Are debt settlement companies a scam?

I was thinking of signing up with a debt settlement company but I have heard the debt settlement companies not what they seem. They promise to settle your credit card and unsecured debt for half or less than what you owe. I have heard what they don’t tell you is that you usually get sued, […]

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Credit Monitoring?

I currently use True Credit but after looking at my score compared to another program it was 80 points lower!! Does anyone know a good 3 credit report monitoring where I can access all 3 reports and get all 3 scores for a good monthly price?

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Lawsuit from another country?

Well I got a call from a european number aparently a lawsuit with National Cash Advance. I believe it to be a fraud since i never done business with them and the fact that he was looking over my credit report. Can they get my credit report without my permission? Am i suppose to recieve […]

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Identity Theft, Fraudulent accounts, theft, social security misuse.?

Unfortunately I have been another victim of identity theft. Because of that I placed a "fraud alert" on my credit report, contacted the local police, and contacted all three credit bureaus. Now the problem is that the fradulent accounts removed keeps coming back to my credit report everytime I have them remove it and the […]

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Can we sue for identity theft?

Alright well heres the story. My fiance mother has ran up 6 credit cards in his name. And 1 utility. It totals up to over 5,000 dollars. Well we tried working with her and asked her to take care of it. She said she did. Then today a lawyer called us because of one of […]

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Can there be two people with the same name, social security number and birthdate?

I just found out that there is someone else with my name who uses my social security number and has my birthdate, several states away from me. It seems to me that it is identity fraud, but my credit report checks out fine from all three credit reporting agencies. Is it possible that there could […]

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victim of credit report fraud?

I need some help. I’m 22 years old. Three years ago Experian put over 0,000 in debt, that did not belong to me, onto my credit report, the debt belonged to somebody with a similar name who lived in the same town as me. Needless to say my credit limit on my credit card got […]

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Am I a victim of identity theft?

I am attempting to get a credit report from Experian but they are asking questions that definitely are not related to me or my credit history, such as "You took out a home loan in 2004, who was the credit agency that supplied it?" Answering these questions incorrectly causes denial of my credit report therefore […]

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What is the best way to prevent identity theft?

There are various services (I think Lifelock is one) that supposedly make it impossible for you to be a victim in the first place. How reliable are these places? How do they prevent identity theft? What is the best service to use? Also, there is a section on the credit report, that shows all credit […]

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Can I return a car that is "closed" on my credit report after my bankruptcy?

Well, I had to file for bankruptcy because i was a victim of credit fraud. I had a clunker. My lawyer told me to get a better car before I file, even if i have to pay for high apr. Basically i’ll be screwed if my old car breaks down during the bankruptcy process- theres […]

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Does experian direct agency protect you against identity theft?

its the credit report company.

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is there another way to protect yourself from identity theft besides just checking your credit report? 5 pts!?

can i change my number if no one has used it or done anything to me yet? I want to be as safe as possible after someone has found out all my information including my ssn. from what i found online, only thing i can do is monitor my credit report. so does this mean […]

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HELP FRAUD!!!I found out today that someone has been using my social security number to get insurance!!!?

I originally wasn’t going to get insurance with my company then i did, but didn’t recieve a card. the benefits manager called me back with this info, i faxed her my social security number so she could clear it. i recently got updated credit reports from all three agencies so my credit hasn’t been tampered […]

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I need help with reporting credit report fraud!!!! Someone is using my social security number w/o me knowing!!

I pulled my credit report last night, and it has just been updated for the new quarter of this year. I saw two items in collection on there that I have never had. One is for a satellite bill, and the other is for a dentist visit in a town thousands of miles away from […]

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Help! Can this person go to jail for credit card fraud?

Back in 2009, my husband allowed my sister in law to open 2 credit cards (Paypal and Toys R Us)in his name. She agreed to pay ALL payments. He only allowed her to do this so she could make sure my nephew (her child) would have a great Christmas. He went with her to the […]

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