I found out yesterday that my credit card # had been stolen and unauthorized charges were made on the card. I contacted the credit card company and have the issues with that card being handled. This all stemmed from an issue only 24 hours before. I am concerned about further identity theft and have heard [...]
How can I get a copy of my credit report without having to join one of those credit monitoring agencies?
I have pulled my credit report a few times online and once had a credit monitoring service. I’m considering going back to having a credit monitoring service because I really liked the real time updates to my email whenever there was a change made to my credit report. I’m just wondering what other people have [...]
I was considering signing up for a credit monitoring program thru Transunion ~ are there any downfalls to this? The reason I was considering is because I am rebuilding my credit and want to monitor my progress (I want to recieve my credit report and score more than the free once a year) Any experiences [...]
Unfortunately I have been another victim of identity theft. Because of that I placed a "fraud alert" on my credit report, contacted the local police, and contacted all three credit bureaus. Now the problem is that the fradulent accounts removed keeps coming back to my credit report everytime I have them remove it and the [...]
I am attempting to get a credit report from Experian but they are asking questions that definitely are not related to me or my credit history, such as "You took out a home loan in 2004, who was the credit agency that supplied it?" Answering these questions incorrectly causes denial of my credit report therefore [...]
There are various services (I think Lifelock is one) that supposedly make it impossible for you to be a victim in the first place. How reliable are these places? How do they prevent identity theft? What is the best service to use? Also, there is a section on the credit report, that shows all credit [...]