I have a bank account. If I open a credit union account in addition to it and move some money there, will that help my credit score? Is that a good strategy to keep some money somewhere in case of identity theft?
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Is it wise to open a credit union account as a hedge against identity theft or to improve a credit score?
I just ordered my Credit score, but I think someone stole my SSN and used it to steal my identity. How hard is the problem to fix? Keep in mind I’m 18 and have a blank credit slate. I know the credit takes years to build up again, but I’m fine with that. What I’m […]
I just got approved for a personal uncollateralized loan (This is NOT a small business loan or a car loan) and the reason I gave them for why I was taking out the loan is completely resolved so I no longer need the money for that. However, I would still like to take out the […]
If you have little money in your bank, but have a good credit score, can people still steal a lot of money from you? If you have little money are you less likely to be a victim? What I mean by steal a lot of money with you, I mean can they just start up […]
I have a seasonal tax preparation business. My personal credit score went down during my divorce. I had some identity theft also. The only business credit i have is office depot.
I need some help. I’m 22 years old. Three years ago Experian put over 0,000 in debt, that did not belong to me, onto my credit report, the debt belonged to somebody with a similar name who lived in the same town as me. Needless to say my credit limit on my credit card got […]
I was pre-approved thru the computer the lender put my info in 5/3 bank. My credit score pulled up as 537 and there are collections on there worried about qualifying. Will the underwriter even understand or am i just wasting my time help please.
What is the best credit card offer for women with ok but not perfect credit after divorce or other life change
If you used to have perfect credit but have made some late payments following a move, job loss, deaths in family or health care crisis, erroneous charges or other fraud on accounts, or other life-changing events, is there a credit card offering a good APR introductory rate who isn’t going to consider you "high risk" […]
Do they have to pay off the charges made on their credit cards or is that just erased? Do they have to lower their credit score or does it remain what it was before? Please back up with websites or cited sources
I’m having a little debate here with my father-in-law who is a little cooky and believes he can pay a lawyer 500 dollars and the lawyer will be able to raise his credit score from 500 to 710. I’m tellin him not to get involved because it is most likely a rip off or some […]
someone i kno has found out that their mother has committed fraud against him, putting thousands of dollars on his credit and never paid it, and doesnt intend to. she is not talking to him anymore and he wants to charge her for fraud against a family member and have the courts force her to […]
Had all 3 credit reports fixed after identity theft done to me. Does the credit agencies owe me points now?
Mother stole my identity and i was able to fix the problem. all 7 credit cards that i owed due to the theft was removed. My question is, can i ask the credit report agencies to increase my credit score because i never opened these credit cards and i have documents to prove it. i […]
I logged on to AnnualCreditReport to check my credit score, I never saw the score because I couldn’t tell them who I took a mortgage out from. I have never had a mortgage and am wondering if there may be a case of identity theft? This is a free site you can use once yearly […]
I’ve heard that identity theives even steal teen’s identities making their credit bad without them realizing. I am a concered teen worried if my credit score is bad and/or somebody has stolen my identity. I’ve been to several credit report websites and am unable to find one that allows people under 18. Do you know […]
Where do you go to get financial advice when you have a bad credit score as a result of identity theft? I plan to get a new car as well as a new house/condo in the next year or so, but creditors are quick to reject a bad score, even though I pay my bills […]
I dont understand why my broker didnt lock my rate when I recieve the contract my rate was 9.87 I told him I agree, and lock it. He didnt want to at the time because he said he was still shopping for a better rate. A month went by and the rate went up a […]
Say for example.. someone else has been using your credit card for 2 weeks and incurred 0+ worth of theft. What will happen? Will your credit score go down? can you get the money back? can you catch the perpetrator?
I AM A VICTIM OF IDENTITY THEFT, AND JUST FOUND OUT MANY CREDIT CARD ACCOUNTS ARE EITHER OPEN, OR CLOSED TO DELIQUENT ACCOUNT AND IS IN COLLECTION AGENCY. THE REPORT STATES THAT CREDIT CARDS HAVE BEEN ISSUED SINCE 1995, AND SOME ARE ONES THAT I REALLY HAVE BUT MOST ARE NOT WHICH I STILL PRESENTLY […]
Does anyone know how if it is possible to get refinancing after my credit score was destroyed from fraud.?
The results of the fraud ( perpetrated by a family member) was to file bankruptcy. I recently settled my chapter 13 bankruptcy and avoided foreclosure. Now with a low credit score and no credit cards, I still own my home but wish to refinance to consolidate my first and second mortgages at a lower interest […]
Can credit card companies close your accounts without warning? How does it affect your credit score?
I received a letter in the mail from Juniper (iTunes Rewards) stating that they have closed my credit card account due to inactivity. I opened the account about 18 months ago and have never actually used it. Can they close my account just like that without any warning? How should I handle the situation? (Is […]
Hi. I recently just got my first credit card ever and used it to make a 00 purchase. The credit limit is 00, so obviously I'm over 50% of the balance, and I just learned that's bad for credit scores. I expect to be able to pay off the purchase in the next two or […]
I have a credit score of 700 and wanting another credit card. I was thinking about citi bank or bank of america. What one should I get? I only have one other credit card from Wumu. I want a credit card that report to the 3 credit bureaus every month. Anyone has either one of […]