I have recently learned that I have been a victim of identity fraud/theft. What can I do to minimize the damages to my credit?

About 6/7 months ago I received a phone call from a credit collector. I had no idea what the person was talking about and when we figured out the reason behind this, it came to be that my own mother had stolen my identity.

Apparently, she had opened up a credit card, racked up 00, and never paid it off. After this phone call I proceeded to run a credit report for myself and come to find out "I" am 00 in debt because of the car loans, credit loans, house loans that my mother opened up on behalf of MY credit – using MY social security number.

I confronted my mother about this, she admitted it was when she was using drugs.

Long story short, my mother has been off drugs for a while and we’ve come to a good point in our relationship. The problem is, what am I supposed to do? I can’t go around with this credit as credit is everything: to get a car, a house…

She has already been to jail twice for fraud… and I know that if I were to tell credit collectors or any say it wasn’t me, she would end up going back to jail – prison probably. Which, I am NOT up for doing. I just had her first grandchild and I’d like her to be here, not behind bars.

Everyone keeps telling me it is not my problem, that she made the mistake, even my own sister tells me this – but could you put YOUR own mother in jail?

I couldn’t have even done these loans as I was only 14 and younger when this all took place (I am 19 now).

Who do I call? Lawyers? What would I say?
I’m trying to call local lawyers to get their advice but get tongue-tied when I try to explain what I am calling for in the first place. I don’t know how to start the conversation….

WHAT do I do…? What would you do in this situation?

Considering Bush and Cheney are the CEO’s and are running the corporation. And, the Corporation has huge amount of rising debt in relationship to the amount of revenues it is taking in. All of this and considering the fact that the overall stock market is being driven up by the world markets as opposed to the realities of the US economy. Would shareholders be demanding that the 2 head CEO’s be forced to step down and put on trial like Jeff Skilling, Bernie Ebbers, And Kenneth Lay? Would Shareholders be pissed because of the Fraud that Bush and Cheney cost the corporation due to this war waged, costing the US trillions with no revenue coming in to pay for it?

? And do you think McCain should just drop out and retire with G,W.B and pray to avoid fraud/criminal,international war crimes and financial crime charges as a results of the current state of the union? or?
If you still think a neocon /republican election win is posible explain why !!!!!
Yes short bus but only after corrupted congress approves the mess ,,,like the rubber ducky,s on that car insurance comericial…F.P

Short of abstinence or having a vasectomy, that is, because no contraceptive method is 100% effective.

By paternity disputes, I mean a situation in which a woman claims a man to be the father of her child knowing that he MIGHT NOT BE the biological father.

By paternity fraud, I mean a situation in which a woman claims a man to be the father of her child knowing that he IS NOT the biological father.

If you are a man, would you consider requesting a paternity test if your partner became pregnant?

If you are a woman, would you consider consenting to a paternity test if your partner requested one?

And also, I’m not familiar with the laws on this. Must the courts grant a paternity test if requested by either partner? Anyone know?

I have a "sister in law" who really needs to be turned in for fraud. she collects social security disability benefits for a bad back. Yet she goes to work with my brother every day 5, 6, 7 days a week installing carpet and doing heavy work around the house ( I know about the house work because my dad lives with them and he tells me and he is %100 honest) I also have pics of her dancing the night away at my other brothers wedding. if she can do all that then for sure she can get a real job and does not deserve my tax money!!! she only works for my brother off the books since it is his own private company. and she beats my brother…yep gave the poor man a black eye and throws things at him…but he would never turn her in….what can I do????
It is my tax money the woman never worked on the books a day in her life

http://www.governmentfraud.us/pages/dme-fraud.php

Short of abstinence or having a vasectomy, that is, because no contraceptive method is 100% effective.

By paternity disputes, I mean a situation in which a woman claims a man to be the father of her child knowing that he MIGHT NOT BE the biological father.

By paternity fraud, I mean a situation in which a woman claims a man to be the father of her child knowing that he IS NOT the biological father.

If you are a man, would you consider requesting a paternity test if your partner became pregnant?

If you are a woman, would you consider consenting to a paternity test if your partner requested one?

And also, I’m not familiar with the laws on this. Must the courts grant a paternity test if requested by either partner? Anyone know?
But does being in a committed relationship really prevent this?

We all know how frequent and flagrant cheating and infidelity is for both men and women, no matter how many of us wish to ignore it.

Trust is great. But nobody ever KNOWS that their partner will never cheat.

I have a friend whose money was stolen by a business person who claimed to be a Certified Financial Planner, and a Licensed Investment Broker, among many other things. The business person was in school getting their MBA in Financial Planning at the time, and has now graduated. My friend wants to know if the school will potentially revoke his MBA degree based on the fact that he falsified his information with the school, and will be convicted of a felony soon. Please only respond if you understand the question fully and have informed knowledge on the subject.
Thank you all for your answers.

The business person was nominated for "Student of the Month" where he was given a chance on their newsletter to promote his business. It was on the school’s newsletter that he falsified that he had investment licenses (but my friend found out he has none), and several other things regarding his financial planning experience.

My friend and I are thinking that he most likely falsified his application to the school. She’s been informed by law enforcement that he committed several felonies, including infinity, affinity fraud and a ponzi scheme, and will most likely be convicted of a few felonies. Based on this information, would the school honor his MBA, if he misrepresented himself to the school as well?

PLEASE – no personal opinions here. (I don’t make enough to hire lawyer, make too much for free council) ok, here goes. Im facing foreclosure. I say the foreclosure is invalid: (working bkwrds)My foreclosure is a lien because I couldn’t pay a loan that was issued on facts presnted by an appraiser that was hired by a company that bought the house so I could rent to own from them. NOW: can prove appraisal is fraud, (and RTO co. knew it)<< CSS 38-10-101 Conveyances to defraud>>> which can be shown by 6-1-105 (u) (prop was drug house, didnt tell me). cn prove value was 20k less, which means my loan amt was issued on false info, foreclosure is based on loan, my future based on foreclosure. here’s my question: COLO statute38-35-204. Order to show cause. (1) (1) Any person whose real or personal property is affected by a recorded or filed lien or document that the person believes is a spurious lien or spurious document may petition the district court…. HOW? WHAT FORM? STATE OR LOCAL ?
TO EXPAND FACTS:(1.) foreclosure isn’t due to can’t afford payments, had streak of horrible luck, fell behind. (2) appraiser has priors of disciplinary actions for same (3) have valid statements showing actual comp values and mrkt analysis for that year is waaaaay below what was submitted (4) other contract violations: was to get 50% of rent payments for use as down – was never applied. (5) many errors on appraisal such as my house built in 1963, comp house in 1997 (AND next to golf course which mine DEF isn’t); appraiser stated came into house to appraise – I never saw him let alone let him in; says gravel driveway, is actually beat up cracked cement. BUT… THE BIGGEST case for intent to defraud is that for appraisal – on comp house #2 – the pic and address DON’T MATCH!! The house used in pic for that address is actually several blocks away. The house that actually belongs to that address looks nothing like it. Pic USED is much nicer house. fyi: Im in Colorado Springs,CO
first of al, Im not an idiot. I have a right to petition the court on my own . the contract i had w/ the rent to own company was based on appraised value. the loan was based on the contract. PLUS, THE MORTGAGE COMPANY HAS NO RECORD OF REVIEWING THE APPRAISAL. I am not going to take it in the A*% when this whole thing is set up on fraud and can prove it. I have every right as an American Citizen to go in anad do this. I will not be denied due process because I can’t afford a Lawyer. Thats BS. The statutes are there for us to use as a foundtion for a reason. It ALSO states that any person or person’s representative may petition. Appraisal fraud is rampant right now and something has to be done about it , and not being afraid to go against the norm and make people accountable to the statutes that were placed for just that reason does not make me an idiot. Don’t think for one damn minute that a single mom going up against a political goliath won’t make a difference, because it will.
I did not find out the contract with RTO company/appraisal was fraudulant until much later. I went to refi to AVOID foreclosure and couldn’t because since appraisal was inflated, the actual value of my home is much less than what I owe.so :2 points here, (1) if the appraisal had been accurate, I would have been able to refi and never gone into foreclosure in the first place; and besides (2) if the appraisal had been accurateIf the loan amt would have been less, therefore my payments would have been less, so I wouldn’t have needed to refi anyways, this would have never been an issue. The point is, I took out a loan amount that was based false information given by someone in the attempt to defraud me. Im not saying the foreclsure is spurious, Im saying the appraisal is spurious my property has been affected by this spurious document.

I have worked for a large call center for 13 mon. I am 51 and work in ohio. I am known to love my job, and even though it takes me a little longer to get the computer down I try with all my heart. I was fired because I placed my own personal order on the comp. and the rule book says we cannot do that. so I was fired with fraud on my term papers. I tried to explain to the security people I as god is my witness I did not know, it was a total of 47.00 over 4 orders. they kept wanting me to admit to fraud and I would not because I kept telling them I used my name and ccard, I messaged all orders so I hide nothing. they said it was still fraud. When I asked why 5 months ago when I plkace my first order for 7.68 did they not tell me he said he did not know. please if you could read between the lines will a lawyer get that off my term papers? I can understand if they had to fire me for using the wrong procedure but in 35 years of working I have never stole from anyone. PLEASE HELP

So why is it such a fraud and a laughing stock? Al Gore invented the internet and it’s real, so why couldn’t the Edison of our time invent real global warming instead of making up a hoaxed global warming?

Short of abstinence or having a vasectomy, that is, because no contraceptive method is 100% effective.

By paternity disputes, I mean a situation in which a woman claims a man to be the father of her child knowing that he MIGHT NOT BE the biological father.

By paternity fraud, I mean a situation in which a woman claims a man to be the father of her child knowing that he IS NOT the biological father.

If you are a man, would you consider requesting a paternity test if your partner became pregnant?

If you are a woman, would you consider consenting to a paternity test if your partner requested one?

And also, I’m not familiar with the laws on this. Must the courts grant a paternity test if requested by either partner? Anyone know?

It would take away all of the campaign funding, and fraud?

Everyone could buy lottery tickets for a chance to win a seat in congress?

Couldn’t a plain Jane, or John Doe make better presidents than the corrupt corporate creeps in Washington?

No more corporate oil corruption since there would be no more campaign funds to get public elected officials

Or we could have drunken monkeys throw darts at a huge wall of names. Wouldn’t that be a better way to elect officals than allowing them to be corrupted by corporations?

in a desperate attempt to prop of the stock market. As a result, the US dollar is plummeting faster that America’s influence and respect worldwide.

Does bush really think he can flood the US with funny money in a desperate attempt to prevent his 7 year recession from sliding into a full-blown depression in his last year? Does he really think hyperinflation wouldn’t result when foreign nations, who are on to his fraud, dump their holdings of rapidly-devaluing US dollars?

my grandma let me use her credit card to make a purchase of paypal..
my ex started using the account without me knowing and was ordering stuff and having it sent to the address where we were living.. but the stuff was coming in my name and my name was on the paypal
my grandma after 8 months found this out as did i ,
now my gma has reported the fraud and they are investagating it..
can anybody tell me how long this takes ir what will happen next??
what happens in the investigation and how long until i get arrested

I applied for a job at Wal-Mart Canada Corp. for Constrcution Supervision.
The person showing himself from HR dept. of Wal-Mart Canada Corp. forwarded me to a Lawyer who is suppose to do all my Work Permit and Visa clearence stuff (as I am outside Canada).
Now that Lawyer is asking me that I have to pay US$ 750 for work permit fee and all other fees will be paid by Employer.
I need to conform that the "lawyer" and his "fee" is for real or this is a some kind of fraud?
Please help me out ASAP.

Thanks

I’m looking into suing a company that allowed identity fraud to happen on my account. What type of Lawyer do I need?
Sarcastic answers need not apply.

Last time I went for any medical treatment, cash-paying patients got an automatic 50% discount.

(Translation: they charge regular price for cash, double for guaranteed insurance payments that no one bothers to check on for fraud.)

What is Obamacare doing to curtail insurance scams like this?

They never have the items in stock but they charge you. Hold on to your money. Then never ship. Who knows if I’ll get credited back. I called and they said they would but i’m worried they won’t. I’ve already been in contact with my credit card company and the fraud dept. It’s a waste of time and money to order from them

My purchase at a local store was oddly denied so we went home and called our bank. It seems that someone tried to purchase 0 dollars at Mambo Cafe in Mexico!! Luckily my bank denied the transaction due to suspected fraud. How does this happen if my card wasn’t stolen nor my account number compromised?

I was sent an approval for a secured loan, but I did not have anything to secure it with. The man I spoke to said I could pay 6 months worth of payments up front to secure the loan I just need to western union the funds to an account rep. for the lender in Canada. I actually went to the Bank got the money and was standing there at the Western Union counter and deceided not to go thru with it. I had a bad feeling about it. Does anyone know are they really a Mortgage Broker or is it fraud?

Back in July 2008, I moved into an apartment. I was working from home before and had written down someones information to get them signed up for a product that required personal information. I called the electric company to put the electric in my name, and they said I wasn’t able to get it because I had a prior past due bill that needed to be paid first. I was freaking out because I didn’t have that kind of money, and I was pregnant and have a 5 year old child. I was racking my brain on what to do, so I went though my notebook and found this person’s information. I called the electric company and put it in their name. Every bill that I got, I paid, and was never late. It wasn’t my intent to hurt this person at all. I just needed to borrow it to make sure that my unborn child and my 5 year old had heat and a way for me to make them food. I ended up moving out a few months later after the baby was born and in with someone else, and had the electricity turned off. I forgot about paying the balance of the budget bill (0 and some change). The electric company located this person (states away) and mailed them the bill. It was reported as fraud/identity theft. I was contacted by my city police and went down to the station immediately and confessed everything. I even brought proof that I had been paying the bill. The officer was extremely nice and thanked me for my cooperation. He stated that he can tell that I didn’t do this out of malice because I was extremely truthful and he sees proof of payment. He told me that he would send it to the DA and call me when and if a warrant was issued so I could go and turn myself in without embarrassment. Just this Friday, he called and said a warrant was issued and a ,000 bond as well. He told me to just come in Monday morning at 6am that way I could see the judge the same day for my preliminary hearing. I am guilty, I know that I did it, and I don’t want to plead NOT guilty because that would make me a liar. I want to know if I plead guilty on Monday, if I will be put in jail. I’m scared, but I know I messed up and am willing to pay back what I owe. I have no record other than minor traffic violations. What do you think will happen?

Hello,

On the 12th of this month, my brother accessed my online banking and transfered 100 pounds in to his account.

I had given him my password back in May 2009 but right after changed it, In October 2009 I changed it back to that password because I got through changeing passwords on everything.

I reported this to my bank and to the police.

I got a letter from the banks fraud team today saying that they will not refund it because I gave my password to a 3rd party, even though I changed it pretty much twice.

Surely this is illegial regardless, I am tempted to take legal advice about this, if ts fraud in the law’s eyes, surely it should be with the bank.

I really could do with some advice.

Thanks, Ross
He took it without my permission, to feed his drug habbit.

Party A improved Party B’s homestead (a condominium) against Party B’s wishes but with the approval of the Homeowners Association which was fraudulently solicited and achieved. Party A then made a financial demand of Party B to pay for the homestead upgrade which Party B did not immediately pay in full because they correctly asserted that the upgrade was unnecessary.. Party A then hired an attorney to collect in full who then began charging legal fees to Party B. Party B then agreed to pay Party A their original demand only (but not legal fees) but under protest because the amount due is based on Party A’s fraud. But by paying now and suing for fraud later, Party B hopes to prevent the attorney from foreclosing on their homestead which the lawyer has stated in writing that they are doing.

The lawyer is now in possession of Party B’s check for the remaining unpaid amount of the unnecessary upgrade which Party B has offered as a settlement. The attorney has yet to file a lien but is still desirous of collecting legal fees.

If the attorney proceeds to file a lien on Party B’s homestead even after Party B has paid the original amount of Party A’s claim against them, what crime might that be?

And if the lawyer does not attempt to settle for purposes of protracting the conflict so as to generate higher hourly charges for their legal services, what might that crime be?