Saturday, March 13th, 2010 at
9:54 pm
About 6/7 months ago I received a phone call from a credit collector. I had no idea what the person was talking about and when we figured out the reason behind this, it came to be that my own mother had stolen my identity.
Apparently, she had opened up a credit card, racked up 00, and never paid it off. After this phone call I proceeded to run a credit report for myself and come to find out "I" am 00 in debt because of the car loans, credit loans, house loans that my mother opened up on behalf of MY credit – using MY social security number.
I confronted my mother about this, she admitted it was when she was using drugs.
Long story short, my mother has been off drugs for a while and we’ve come to a good point in our relationship. The problem is, what am I supposed to do? I can’t go around with this credit as credit is everything: to get a car, a house…
She has already been to jail twice for fraud… and I know that if I were to tell credit collectors or any say it wasn’t me, she would end up going back to jail – prison probably. Which, I am NOT up for doing. I just had her first grandchild and I’d like her to be here, not behind bars.
Everyone keeps telling me it is not my problem, that she made the mistake, even my own sister tells me this – but could you put YOUR own mother in jail?
I couldn’t have even done these loans as I was only 14 and younger when this all took place (I am 19 now).
Who do I call? Lawyers? What would I say?
I’m trying to call local lawyers to get their advice but get tongue-tied when I try to explain what I am calling for in the first place. I don’t know how to start the conversation….
WHAT do I do…? What would you do in this situation?