I am NOT proud of this…but it happened. I fell into hard times a few months ago, almost ended up homeless, and had to take out 3 seperate pay-day loans for a total of ,600.00 combined. I was doing great there for awhile, paying the roll-over fees every two weeks, but it got to the point where I was falling behind on my other bills and we did not have enough money for gas, food, and our utilities. Finally I said screw it…I stopped paying on them. All the checks went to the bank…now I’m almost ,000.00 in debt. This is considered bad check writing and fraud, and I know I can go to jail for this.(I am able to make partial payments to these places, but since I was told that doing so would not stop addtitional fees and collection/legal proceedings, I chose not to–simply because I would rather use that money for food or gas if they’re gonna still try to come after me, anyways!) I know I’ve been reported to Chexsystems already, but what I really need to know is if they’ve already issued me a warrant?? it would suck big-time to discover this after getting pulled over by the cops for something dumb, like a tail light or speeding ticket…so is there anyone I can call discreetly to look up this info for me? And what should I do about my situation?
Yes I know…I’m extremely dumb and this is all my fault. I just need some good advice. Thanks.
I’m in Arizona, if anyone is wondering. I know the laws vary from state to state.

ok so i brought some poker chips off someone over the internet last night and they ripped me off. they advertised the poker chips on ebay, they cost me 0 for 150 million i payed him and he didn’t give me the chips. i have called him many times and he just hangs up on me i have also sent him e-mails to give me my money or the chips but he wont he has just blocked me and wont respond to my calls or emails he has done this to 1 other person as well…
so what i want to know is what can i do to get my money or the chips i have payed for? can he get into trouble for this because it is fraud and he just ripped me off?? what can i do to get him into trouble or even just to get my money back ??? could i take legal proceedings against him for fraud ie: court or even get the police to do anything about it. i live in south australia and he lives in nsw australia
any advice is Very much appreciated thanks…

ps – i know it was dumb to buy them over the internet and if i could do it all over again i wouldn’t of brought them it is the first time i have done it. my friend has done it before and she really did get her poker chips but HONESTLY what can i do to get my money back 0