how hard is it to convict someone of credit card fraud or identity theft?
my nephew charged 12,000 on to my discover card and i didnt see the statements they just took 2 payments out of my checking account..
now im trying to dispute that charges.have i waited too long ? the last charge was in july of last year.
i called discover and they said that they would send me a new card and investigate and call me back in 5 days..so what will happen next i should say can anyone guess

he did have contact with discover card and did talk as me to stall the payments.
so do i have to press charges against him in a civil case or will the card press charges and have him arrested

i have talked to him and he has argred to make the payment every month but now that i have had discover investigate is it too late to stop charges from being filed?

and if i do file a police report will it be long before he is arrested?

that my refund was kept from me. I’ve faxed a copy of my I.D., Social security card, police report and a 14039 form twice. The results of the investigation that the Identity theft department was conducting was turned down. They said that it was not sufficient for them to change there determination. So please advise me of the next steps. Thanks alot.

A con man made a call claiming to be an officer from Department of Revenue. He said that I applied for LLC business license, but failed to complete paperwork. I was panic when I heard someone tried to file for LLC under my name. The guy said my ssn over the phone and asking is this my SSN? I unconsciously confirmed it was mine. He hung up then I realized, it was a scam. The LLC filing doesn’t required SSN and the filing is with corporate commission. I took all precaution measures by putting fraud alert on the big three. Enrolling to 24/7 credit monitoring services. I tried to file police report, but they won’t let me claiming that no crime is committed. What else should I do to prevent furthre damage? Also, why would the con man called if he already has my SSN?

I used to live in state A, and someone in state B (a state I’ve never even visited) used my SSN to establish a telephone account then proceeded to run up a 00 debt. It went unpaid and was sent of to at least 4 different collections agencies. Each credit reporting bureau is reporting some combination of this collections debt, but they all differ. I have filed an ID Theft affidavit, but am unable to file a police report in state A because the crime occurred in state B. I am unable to file a report in state B because police reports must be filed in person. I have included federal and state A tax forms from the time the ID theft occurred as proof that I was not living in state B at the time. I have disputed all occurrunces of the debt at all 3 credit agencies, some have removed one or more instances of the collections items, some have not. They have not all removed the same items. Is there any way to get all 3 bureaus to be consistent in their removal of items?

"These civil proceedings do not prevent criminal prosecution for the alleged act of retail fraud."

i got my civil demand letter… ( i got caught shoplifting.. )
i feel horrible and dumb already and i cant understand half of things this letter say… does that mean i wont get pressed criminal charges if i pay up the fine??
okay so lets say it means i can still be prosecuted even after paying the "fine"
but police wasnt involved at the time and there is no police report.. then again there is a confession that i signed which was the civil demand… which i can see how it can used against me… but its been about 2 weeks and little more and police have not contacted me.. is there good chance i just might get away with it?? i mean.. the LP officer did say… " i am not callliing the cops.. hope you learned your lesson"

My identity was stolen recently and I made a police report. I was curious what kind of investigations does the Police Officer I spoke to does? And, what are the chances that this Police Officer can track down the person who stole my identity? How long does this Police Officer works on the case for? I was just curious because I’m doing everything that I can do in my power of preventing any further loss in my name or credit that this imposter created and caused. Serious answers only please.

okay i know someone who stole a family member Identity and got credit cards in there name, a year later detective came to speak to them about the case saying there are no charges pressed only a police report this person was living with there family at the time and it was done all online and never admitted to it, cane he ask for a plea if charged so he won’t spend time in jail.

Also, a credit card fraud agency called them saying they could make payments and they won’t report it to the detective on the case. do you think it could be a set-up to get evidence to prosecute? what are really the chance they will get prosecuted with no confession with just one word against the other

I’m working on a project, and I need to know the following things about identity theft. Please provide your source as well.
the questions are:
What does the local government do about the problem?
What does the state government do about the problem?
What does the federal government do about the problem?
….
those are it. thanks.
for the first question, I kind of know that you file a police report, but what else do they do….and etc.

I got a notice this was going to be done. I thought this was illegal, that your pay could only be garnished for child support, taxes, alimony and student loans.
I’m a victim of identity theft and a police report and a report with the Federal Trade Commission has been filed with all 3 credit reporting agencies. Also, isn’t the statute of limitations 7 years?
I need help desperately, should I contact a lawyer? I’m in Tampa FL.

Okay I bank with bank of america and i have family that i can not trust they have stolen my bank of america information and made some purchases on my account I filed a fraud claim report and filed a police report now it has happen again I have not clue how they are getting my debit card information BUT the question is should i file another fraud report? Because i already have two in the past year. Will Bank of America think that I’m placing frauds on them ?

I know someone that commited identity theft with a family member. The person is willing to pay back all the money used in the fraud. The only issue is the bad credit left on the victims credit. How do we fix the credit. I heard that if you fill out a police report and fax it to the credit companies they will remove the negative credit. I am sure the family of the victim does not want to press charges but just wants to file a complaint to fix the credit.

About a year ago at this time, I was involved in a car accident where I was turning left onto a 2lane road (stop signs, MY turn) and this girl was turning right onto the same road. She tried to beat me and get in my lane. She ran into my car. Long story short, her fault, no questions asked, even says so on the police report. I filed a report and claim with my insurance co. to get $$ to fix my car. I got the $$ and fixed my car. Well, I was trying to chance insurance co. the other day when I found out that apparently this lady called my ins. company claiming to be my ‘mom’ admitting fault to the accident. I was 19 at the time, and this was at MY college. So now, it’s gone on my record as my fault. Now, I just faxed the insurance co. the report, and they are going to investiage because this girl committed serious fraud. What’s going to happen from here on out, legal wise and prosecution wise for her?

I AM A VICTIM OF IDENTITY THEFT, AND JUST FOUND OUT MANY CREDIT CARD ACCOUNTS ARE EITHER OPEN, OR CLOSED TO DELIQUENT ACCOUNT AND IS IN COLLECTION AGENCY. THE REPORT STATES THAT CREDIT CARDS HAVE BEEN ISSUED SINCE 1995, AND SOME ARE ONES THAT I REALLY HAVE BUT MOST ARE NOT WHICH I STILL PRESENTLY CARRY AND USE. I WANT TO KNOW ONCE I GET THE FRAUDULENT CHARGES AND ACCOUNTS REMOVED FROM 3 BUREOUS, HOW LONG WILL IT TAKE TO CLEAR AND BRING UP CREDIT SCORE. MY CREDIT SCORE IS PRESENTLY IN "POOR" STATUS-564? I GOT A POLICE REPORT AND GOING TO FAX POLICE REPORT WITH ALL HIGHLIGHTED CREDIT CARDS THAT I DONT/NEVER HAD.OPENED ACCOUNTS WITH FINANCIAL INSTITUTIONS

I found out AFTER my husbands last two deployments that money was owed to a couple of different companies. I called the companies and my husbands parents had used his ssn to open the accounts. My husband had no idea about them and was in basic training at the time. I have to go through the police department where the bills took place. Which happens to be 16 hours away. The police department really isn’t very helpful but the companies are telling me until I send them a police report they can’t flag the two things on our credit report. What am I suppose to do. We don’t have the money to pay for them nor do we want to I feel if we do its saying that we did it and we didn’t please help!
I understand what it does to our credit which is why we are trying to clear it. As for recording stuff and demanding from his parents fat chance. I am trying to get a police report but the police department is not helping.
Do you know if I can go to the police department in the town that i am in? Right now I do not have the time to drive 16 hours.

My husband abused me sexually, financially, mentally, verbally and emotionally. I have known him for 13 years, 3 years ago he came to live with me and we got married 2 years ago. We have a 1.5 year old child together. I was clinically depressed for a while and lost all my confidence and financial identity for a long time. Most of the abuse took place in England, We met each other in Iran, as I was born in Iran and he was an American Citizen born to a family in Iran.

We moved to US last month, and one week after I came to a domestic violence shelter with my baby. They helped me get an order of protection, file for police report, get legal aid assistance for divorce and helped me with counseling. I also have an immigration lawyer here, and at the same time, I have a PhD scholarship in Genetics which starts in one month.

But I am very scared right now because he said he is going to call INS and report me for marriage fraud and then kidnap my baby and take her to Germany where his family lives now. I haven’t got my papers yet, the only thing I have right now is the immigrant visa in my passport which expires in Januray. I have applied for social security but it is still pending.

Is it possible that I get deported?????? also just to say my baby is a US citizen who was born in UK. Thank you for your advice.

attended court today and the judge ordered both parties to have investigations involved, being we both have made claims about each other. All I was requesting was joint physical and legal custody, but, the Respondent is seeking full physical and legal custody. However, after further reviewing my case and all pertinent information in regards to this matter, I feel that it would be in the best interest of my son to be with me, his father. For many reasons that I would like to further discuss, that even the investigator him self was shell shocked to hear.

The Respondent is completely violent and an angry person.
A.She has a past history of using marijuana, speed, and other control substances
B.Has Been Domestically Violent towards me (I have police reports and pics of me scratched up)
C.Respondent is incapable of working and has not worked for 4 years
D.Respondent is unfit to take care herself, that is why she works as a prostitute And I have several emails of her soliciting for money. Saying she charges traveling and overnight charge
E.On several occasions Respondent would take her daughter on these trips, to go play hooker and be with guys, Such as Walt Disney World in Florida, and Sea World in San Diego, Ca, (I have emails to support this)
F.One incident she left her daughter home alone to go be with another guy, her daughter then left the house looking for her mother, to only be found several blocks away by a couple, cops were called (Police Report)
G.Respondent has a past history of violence with her daughters Father. (Police Reports)
H.Works as a stripper out of her surrounding cities, in Ca. Nickname Lily but does more "Prostitution" I know where this location is. .
I.Respondents daughter does not live with her mother because she is very much traumatized and afraid her mom will dump her off, to go be prostitute for the night, according to her own daughter.
J.I have witnessed Respondents interaction with her own daughter, and she yells and can be violent to her own daughter, threatening to spank her if she (daughter) does not listen to mother.
K.Respondent has already committed PERJURY by lying on County DCSS Income and Expense Declaration and being currently investigated by Attorney for my local city
L.Respondent has lied to receive Medi Cal Services in the county she resides and when in fact she did not need it. She lied about not owning a home, jaguar, property taxes, assets and income, All while knowing this is FRAUD in the State of California. (I have Property Tax info, Loan Docs and House Deed to support this) That she is does own a house. Docs she signed and is obligated for.
M. She has admitted to me that she smoked weed in her apartment while our son was in the other room, this occurred beginning of August.
N. She has not reported her income to the IRS for past three to four years, which says alot. She already has possibly FRAUD and PERJURY, But possibly Now TAX EVASION, .
O. She pays an estimated 45k in mortgage and property taxes and has a paid off Jag, but she does not work according to her Docs, Huge RED FLAG.
P. Her neighbors apartment has been raided twice for drugs, and yet they still sell drugs.

Being I know all of this she feels that she must bash me by making up false accusations about me, However, I am very well prepared and can support every single claim that I noted above. She on the other hand cannot, but merely do her best to make me look bad.

I feel it would just be in the best interest of my son to reside and live with me, I would strongly recommend anger management classes, domestic violent classes, and have her come to my city for supervised visits.

Should I go for Full Custody, while this is being investigated? I have two weeks before my next court date, I asked for joint, but maybe I should go full. What do you guys think, any advice would be great.

6 minutes ago – 3 days left to answer.

The amout as I understand will range from 0.00 to 00.00. What can I expect as far as prosecution. The employer has already turned the case over to the prosecutor and there was a police report filed. Should we get an attorney? Is there any way to keep this off my childs permanent record? What is she required to divulge to potential employers in the future? This is a good child, in college, who has never done anything in the past, no priors of any kind what so ever. I have no experience with any trouble of this sort.

I attended court today and the judge ordered both parties to have investigations involved, being we both have made claims about each other. All I was requesting was joint physical and legal custody, but, the Respondent is seeking full physical and legal custody. However, after further reviewing my case and all pertinent information in regards to this matter, I feel that it would be in the best interest of my son to be with me, his father. For many reasons that I would like to further discuss, that even the investigator him self was shell shocked to hear.

The Respondent is completely violent and an angry person.
A.She has a past history of using marijuana, speed, and other control substances
B.Has Been Domestically Violent towards me (I have police reports and pics of me scratched up)
C.Respondent is incapable of working and has not worked for 4 years
D.Respondent is unfit to take care herself, that is why she works as a prostitute And I have several emails of her soliciting for money. Saying she charges traveling and overnight charge
E.On several occasions Respondent would take her daughter on these trips, to go play hooker and be with guys, Such as Walt Disney World in Florida, and Sea World in San Diego, Ca, (I have emails to support this)
F.One incident she left her daughter home alone to go be with another guy, her daughter then left the house looking for her mother, to only be found several blocks away by a couple, cops were called (Police Report)
G.Respondent has a past history of violence with her daughters Father. (Police Reports)
H.Works as a stripper out of her surrounding cities, in Ca. Nickname Lily but does more “Prostitution” I know where this location is. .
I.Respondents daughter does not live with her mother because she is very much traumatized and afraid her mom will dump her off, to go be prostitute for the night, according to her own daughter.
J.I have witnessed Respondents interaction with her own daughter, and she yells and can be violent to her own daughter, threatening to spank her if she (daughter) does not listen to mother.
K.Respondent has already committed PERJURY by lying on County DCSS Income and Expense Declaration and being currently investigated by Attorney for my local city
L.Respondent has lied to receive Medi Cal Services in the county she resides and when in fact she did not need it. She lied about not owning a home, jaguar, property taxes, assets and income, All while knowing this is FRAUD in the State of California. (I have Property Tax info, Loan Docs and House Deed to support this) That she is does own a house. Docs she signed and is obligated for.
M. She has admitted to me that she smoked weed in her apartment while our son was in the other room, this occurred beginning of August.
N. She has not reported her income to the IRS for past three to four years, which says alot. She already has possibly FRAUD and PERJURY, But possibly Now TAX EVASION, .
O. She pays an estimated 45k in mortgage and property taxes and has a paid off Jag, but she does not work according to her Docs, Huge RED FLAG.
P. Her neighbors apartment has been raided twice for drugs, and yet they still sell drugs.

Being I know all of this she feels that she must bash me by making up false accusations about me, However, I am very well prepared and can support every single claim that I noted above. She on the other hand cannot, but merely do her best to make me look bad.

I feel it would just be in the best interest of my son to reside and live with me, I would strongly recommend anger management classes, domestic violent classes, and have her come to my city for supervised visits.

Should I go for Full Custody, while this is being investigated? I have two weeks before my next court date, I asked for joint, but maybe I should go full. What do you guys think, any advice would be great.

About a year ago, I found out that my name was used to purchase a number of magazines. The magazine company sent me a letter telling me that I was going to be put into collection if I didn't pay the amount billed for the magazines. Well I knew it wasn't me who purchased the magazines, so I told the company that it was a fraud account and luckily they closed the account without billing me. But heres the catch: the address that the magazines were being sent to was a relative of mine. Also, the magazine company sent me a copy of the card that was filled out by my relative. When I recieved the copy of the card I knew exactly that this person was my cousin because I noticed her handwriting. Now my only problem is how am I going to prove that it was her writing? If I ask her I know right away that she will just lie about it. I've already filed for identity theft and all I need to do is file a police report. What will the police do about it? Will they do an investigation?
Hopefully someone can be able to answer all of my questions. Also, what would happen to my cousin if I'm able to prove that this is her who did this?

Hi,

A friend of mine needs some advice on how to deal with a horrible situation that he's facing.

His previous on-site apartment manager got into his apartment while he was not home and stole his credit cards, checks, and most importantly his and his whole family's personal information such as social security #, driver licence #, tax return info, etc. There are numerous fraudulent charges on his accounts and he has filed a police report and established a fraud alert. He's been suffering a lot of stress and has lots of concerns about his and his whole family future financial records.

He has 3 questions:
1. How can he and his family prevent future frauds besides putting fraud alerts?
2. How can he protect his personal safety?
3. Should he pursue legal actions against the apartment? (His previous on-site apartment manager was hired by the apartment and was employed at the time he committed the crime) If so, any pointers/referrals on how he can do that?

Thanks a lot!

I am a victim of identity theft but caught it years too late because I did not check my credit report. I’ve been reviewing my report this last week and on one of the reporting agencies is a judgment for a debt that I did not make. I have already disputed the items, filed a police report, and contacted the companies.

What do I need to do about this judgment? I have no idea what it is or what to do or who to contact or where to begin.

I had a checking account at a bank and my friends kids were listed as Payble On Death. The account overdrew some 0 and they charged it off. It was due to fraud and I'm still fighting it. My friends took their kids there to open an account and they were listed as co-owners of the account. I signed them up as POD not as joint owners. The bank siezed their sons money and was going to do the same to the daughter but they caught it in time. They were told they had to file a police report against me for Identity Theft. I didn't steal anything. They were listed as payable on death not joint owners. Can they legally do this? Change the childrens status on the account and seize thier money. We are going there tomorrow to try and straighten things out. Should I bring a lawyer? Help I'm really stressed about this!

I am a victim of identity theft. The police in the city in which I live (in Missouri) said they couldn't file a report for identity theft since it occurred in another state, California. The detective told me I have to file in California. He also said he couldn't file a police report for me because he can't prove that it really was identity theft. Was he within his rights to do this? How else can I file a police report? I cannot afford to fly to California just to file one and the debt collector who is asking for payment for the fraudulent account has requested that I send them a copy of the police report within 30 days. Help!

OK! I just found out my ex-best friend cashed one of my checks for 0. I reported it to my bank and closed my account. Tomarrow i have to go down to the police station and file a fraud report so my bank will reimburs me the money. Here is the problem. i took a better look at the check and relized I wrote it. The back during tax season I borrowed money from her and I wrote her a Check in return. She lost the check and I wrote her another one. The then found the check and said she threw it away. I belived her because I trusted her. I want to still report her so I can get my money back. I dont know if the will arrest her and as far as im concerned, they should, because I never told her she could cash the other check. She even changed the date on it. Could I get in trouble for taking out the police report? What could she do to me?