Comments on: what can be done about Identity theft?

By: Toni

Toni — Sun, 20 Mar 2011 10:20:41 +0000

Get your credit reports at
Annual Credit Report.com
(Never get conned into paying for them.)
if you havent already and print them all out.
Put a fraud alert on all 3 reports.
Don’t gety the score right now – you don’t need it for this (at all).

Dispute the item on your credit reports – all 3.
If that does not work, start sending letters to the credit bureaus along with a copy of that police report.
Keep a notebook of everything.
Phone calls will not be of any benefit – everything must be done by certified mail.
If that does not work, send a copy to the collection agencies directly along with a copy of the police reports.

Get a book on Identity Theft from your library and follow their specific steps.
Remember – you will not be out one penny.
Just a few stamps and some time…

By: Romeo

Romeo — Sun, 20 Mar 2011 10:20:41 +0000

First of all, I’m sorry about this situation. It can be a pain in the butt, trust me I know. Below you will find a link to a similar story that I wrote about which includes ways to remove "errors" from your credit report.

However, this will particular issue will evolve a bunch of correspondence between you and the credit bureaus like the previous posted stated.

Keep all correspondence and consider putting a credit freeze on your credit reports. A credit freeze allows you and only you to have access to putting new credit in your name. Mainly, because anytime you go to get new credit, you will have to first call the bureaus and answer a serious of questions prior to unfreezing your accounts (It is usually a 24 hour waiting period for the unfreeze). I have also provided the link to this discussion below.